Key Highlights
* Rs. 3 lakh cover for a family of two at Rs. 2513 per annum
* 24 x 7 cashless facility and TPA support
* No medical check-up up to age of 45 years
* Income Tax benefit under Section 80 D
Features
Access to quality healthcare is a necessity today. The Reliance Healthwise Policy ensures you provide the best medical care to your family. We offer a health insurance policy that gives you the optimum value for money without compromising on the quality of medical attention
Key Advantages
* We offer premiums as low as Rs.2513 p.a., for a Sum Insured of Rs. 3 lakhs, for a couple
* The Family Floater benefit covers the entire family, ensuring that the cover is used optimally
* Policies are available for renewal to people up to the age of 65 years
Convenience all the way
* No health checkups for people under the age of 45 years
* With our instant health-kit issuance, your health cover gets an instant start
* A 24-hour cashless facility is provided at more than 4,300 hospitals across India
The Reliance Advantage
* Pre-existing illnesses will commence after two years or four years (depending on the plan you choose) of continuous cover
* We also provide you and your family with extended coverage for pre- and post-hospitalisation expenses
* What's more, we reward you with a no-claim bonus of 5% on every claim-free renewal. This can be accumulated up to a maximum of 50%
Tax-wise
* With the Reliance HealthWise Policy, you can avail of tax benefits under Section 80D of the Income Tax Act
Policy Coverage
The coverage offered by Health-wise Policy includes:
* Hospitalisation Expenses:-The policy will cover expenses incurred for room and operation-theatre charges, doctors’ fees, cost of nursing, medical tests, medicines, blood, etc
* Day-Care Treatment :-The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours.
* Domiciliary Hospitalisation :-We also provide cover for treatment administered at home, subject to specified conditions.
* Pre- and Post-Hospitalisation :- Reliance Healthwise covers medical expenses for treatment up to 60 days before (and up to 90 days after) the hospitalisation, depending upon the plan selected
* Critical Illness :- The policy provides for separate double sum insured for treatment of ten critical illnesses listed.
* Donor Expenses :- In the event of a major organ transplant, this policy will cover hospitalisation expenses incurred on the donor
Value Added Benefits
Reliance General Insurance strives to provide more than what is expected. Our value-added benefits include:
* Nursing allowance for a maximum of five days.
* Reimbursement of charges towards ambulance services
* Allowance for expenses of a person accompanying the insured, for a maximum of five days
* Reimbursement of cost of health check-up after four claim-free renewals.
Exclusions
In order to ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy.
* Any pre–existing illness for the first two years/ four years of the policy.
* Specified illnesses for the 1st year.
* Specified illnesses in the case of domiciliary hospitalisation.
* Any treatment for the first 30 days from the time of inception of policy, unless due to an accident.
* Treatment related to HIV / AIDS
* Treatment due to abuse of alcohol or intoxicants.
* Vaccination and inoculation.
* Nuclear and war perils.
* Naturopathy treatment
Eligibility
Eligibility norms for this policy are:
* Children above the age of three months and adults below the age of 65 years.
* Children between three months and five years can be covered only if one or both parents are covered.
* No health checkups for people under the age of 45 years.
DOWNLOAD PROPOSAL FORM
DOWNLOAD BROCHURE
* Rs. 3 lakh cover for a family of two at Rs. 2513 per annum
* 24 x 7 cashless facility and TPA support
* No medical check-up up to age of 45 years
* Income Tax benefit under Section 80 D
Features
Access to quality healthcare is a necessity today. The Reliance Healthwise Policy ensures you provide the best medical care to your family. We offer a health insurance policy that gives you the optimum value for money without compromising on the quality of medical attention
Key Advantages
* We offer premiums as low as Rs.2513 p.a., for a Sum Insured of Rs. 3 lakhs, for a couple
* The Family Floater benefit covers the entire family, ensuring that the cover is used optimally
* Policies are available for renewal to people up to the age of 65 years
Convenience all the way
* No health checkups for people under the age of 45 years
* With our instant health-kit issuance, your health cover gets an instant start
* A 24-hour cashless facility is provided at more than 4,300 hospitals across India
The Reliance Advantage
* Pre-existing illnesses will commence after two years or four years (depending on the plan you choose) of continuous cover
* We also provide you and your family with extended coverage for pre- and post-hospitalisation expenses
* What's more, we reward you with a no-claim bonus of 5% on every claim-free renewal. This can be accumulated up to a maximum of 50%
Tax-wise
* With the Reliance HealthWise Policy, you can avail of tax benefits under Section 80D of the Income Tax Act
Policy Coverage
The coverage offered by Health-wise Policy includes:
* Hospitalisation Expenses:-The policy will cover expenses incurred for room and operation-theatre charges, doctors’ fees, cost of nursing, medical tests, medicines, blood, etc
* Day-Care Treatment :-The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours.
* Domiciliary Hospitalisation :-We also provide cover for treatment administered at home, subject to specified conditions.
* Pre- and Post-Hospitalisation :- Reliance Healthwise covers medical expenses for treatment up to 60 days before (and up to 90 days after) the hospitalisation, depending upon the plan selected
* Critical Illness :- The policy provides for separate double sum insured for treatment of ten critical illnesses listed.
* Donor Expenses :- In the event of a major organ transplant, this policy will cover hospitalisation expenses incurred on the donor
Value Added Benefits
Reliance General Insurance strives to provide more than what is expected. Our value-added benefits include:
* Nursing allowance for a maximum of five days.
* Reimbursement of charges towards ambulance services
* Allowance for expenses of a person accompanying the insured, for a maximum of five days
* Reimbursement of cost of health check-up after four claim-free renewals.
Exclusions
In order to ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy.
* Any pre–existing illness for the first two years/ four years of the policy.
* Specified illnesses for the 1st year.
* Specified illnesses in the case of domiciliary hospitalisation.
* Any treatment for the first 30 days from the time of inception of policy, unless due to an accident.
* Treatment related to HIV / AIDS
* Treatment due to abuse of alcohol or intoxicants.
* Vaccination and inoculation.
* Nuclear and war perils.
* Naturopathy treatment
Eligibility
Eligibility norms for this policy are:
* Children above the age of three months and adults below the age of 65 years.
* Children between three months and five years can be covered only if one or both parents are covered.
* No health checkups for people under the age of 45 years.
DOWNLOAD PROPOSAL FORM
DOWNLOAD BROCHURE
